Health & Fitness
Think You Can't Buy A Home?
Think you can't buy a home? Many reasons may stand in your way. A FREE analysis will put you on the Path2Buy!
It's OK to rent …for awhile
Are you a Renter who really wants to become a Homeowner?
Think you’re just not ready?
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Did you lose your home in the past and not sure you would ever be able to qualify to own again?
Are you comfortable renting, but truly desire to buy your own home?
Find out what's happening in Plymouthwith free, real-time updates from Patch.
Lots of people are asking these questions! Don’t cut yourself short. Hope is right around the corner!
My Path2Buy Program walks you step by step through the process of identifying and resolving all issues that are holding you back from owning your very own home. This is not a quick fix to get you into a home. It is a process that can take several weeks, months or even a couple years. Each person and their situation are different. A free face-to-face consultation will identify strengths and weaknesses of your current situation, as well as any threats to your financial stability.
Job Insecurity? If you answer yes, you’re probably not alone as many people feel this way based on multiple factors. During our consultation, we will identify factors that cause concern. Sometimes, issues can be resolved quickly. In other cases, you just may need to ride the current economic waves before you feel secure.
Credit: Good or Bad? Understanding what goes into your credit scores is very complex today. Path2Buy will guide you through the steps necessary to build, maintain and use your credit profile and credit score to the best potential. Usually people just need to know the "Credit Game rules" in order to start improvement plans. Others may need Credit Counseling and/or credit repair services. If you do, chose a reputable company to assist with your credit repair needs.
Affordable Payments? If your current debt is too high, we’ll work up a plan to bring debt under control. Step-by-step we work together on a plan to reduce your debt and increase personal comfort level. You should feel secure long after closing on your new home.
Down Payment? Do you have enough saved up for your Down Payment? FHA requires a minimum of 3.50% Down, and for Conventional 5 - 10% is the norm. In this direct deposit, debit card world, we know how hard it is to save. Path2Buy goes back to the basics and creates a program similar to the old Holiday Savings Club and Lay-Away programs from years ago.
Misinformed? You are not the only one! Other obstacles keep people from moving forward with a home purchase. Today’s newspapers, television and internet are full of misinformation. There is no shortage of “experts” spewing wrong information. We’ll teach you how to recognize what is fact and what is fiction. Most importantly you will know to contact your Mortgage Professional for confirmation of “what you heard or read”.
Truly desire to be a homeowner at some time in the future? Whether in 5 weeks, 5 months or 5 years, you owe it to yourself and your family to start a plan that will put you on the Path2Buy today!
Call now to set up a free consultation. You will leave with a customized plan that gives you adequate time to feel comfortable, save more money, clean up credit issues, reduce your monthly debt, and receive my commitment to ongoing assistance to help you stay on your Path2Buy.
No matter how low home prices or interest rates are, if you have issues causing you concern, it’s ok not to buy now. But it’s not OK to be without a plan! Call me today to schedule a time for your free Path2Buy consultation.
Steven Goldman
Sr. Mortgage Consultant
763.202.8145 direct
763.746.9921 office
